Looking for a motor trade insurance quote?

We specialise in motor trade road risks, liability, and premises insurance for independent motor trade professionals.

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020 8633 8407
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At Road Runner, we’ve been providing independent and commercial motor trade insurance for over 25 years. In fact, we were one of the very first brokers to specialise in this area. Over the years, we’ve established a breadth of experience, so we’re able to offer a wide range of motor trade car insurance services.

From roadside rescue to workshop repairs and second-hand sales, we understand all the moving parts of the motor trade – whether it’s your full-time business or even a part-time occupation. That’s why our cover is tuned in to your specific needs and ways of working. We know there’s no one-size-fits-all policy in this business.

Whether you need expert road risks, liability, or premises cover, with Road Runner you can quickly find and compare motor trade insurance quotes and policies tailored to your business.

Our core motor trade insurance products

Who we cover at a glance

Some insurance brokers don’t know their arch flares from their elbow pipes. Not us. We understand the motor trade covers a vast range of different activities, skills, and businesses – and your insurance requirements will be different if you’re a part-time panel-beater rather than a full-time MOT mechanic, for example. That’s why our cover is tailored to your exact needs.

We can help if you are:

  • A sole trader, partnership, or limited company
  • Full or part-time in the trade
  • Based in England, Wales, or Scotland (If you live in Northern Ireland, please call Abbey Bond Lovis on 028 9099 3600 to talk through your needs. In Northern Ireland, our road risks, liability, and premises products are only available via Abbey Bond Lovis and slightly different conditions apply)
  • At least 23 years old (there are certain restrictions for drivers under 28 years old as well)
  • An experienced trader – whether you’re well-established or starting a new venture

And if you work with:

  • Standard cars and light commercial vehicles
  • Motorbikes, trikes, scooters, or mopeds
  • Sports and high-performance vehicles
  • Commercial vehicles (up to 7.5 tons, or a recovery vehicle up to 17.5 ton)
  • Motorhomes, caravanettes, and campers
  • Classic, vintage, and veteran cars
  • Foreign vehicles and grey imports
  • Kit cars
  • Q plates
  • Modified vehicles
  • Agricultural plant and machinery
  • People carriers and minibuses (with up to 17 seats)

The trades we cover

  • Accessory fitters
  • Alternative fuel converters
  • Air conditioners
  • Auto-electricians
  • Bodyshops
  • Classic car specialists
  • Coach trimmers
  • Crash repairs
  • Delivery agents
  • Diagnostics
  • Engineering workshops
  • Exhaust, tyre, and windscreen fitters
  • Importers
  • Mechanical repairers
  • Mobile repairers, fitters, tuners, and mechanics
  • MOT stations
  • Part-time traders
  • Performance and tuning workshops
  • Recovery agents
  • Repairs and servicing
  • Scrap and salvage
  • Smart repairs
  • Sound and security
  • Valeting service
  • Vehicle enhancers
  • Vehicle sales
  • Wheel refurbishment