Looking for a motor trade insurance quote?

At Road Runner, we’ve been providing independent and commercial motor trade insurance for over 25 years. In fact, we were one of the very first brokers to specialise in this area. Over the years, we’ve established a breadth of experience, so we’re able to offer a wide range of motor trade car insurance services.

From roadside rescue to workshop repairs and second-hand sales, we understand all the moving parts of the motor trade. That’s why our cover is tuned to your specific needs. We know there’s no one-size-fits-all policy in this business.

Whether you need expert Road Risks, Liability or Premises cover, with Road Runner you can quickly find and compare motor trade insurance quotes and policies tailored to your business.

How much does motor trade insurance cost?

Our team members take pride in getting to know you and your business, so we can build you a flexible and competitive policy focused on your exact needs, not filled with pointless extras. If you’re looking specifically for cheap motor trade insurance, we can advise you on only our most essential cover.

So, whether you’re full-time, part-time, or just need motor trade road risks insurance, our cover is designed to support you – whichever part of the trade you work in. If you’d like to get your new motor trade insurance certificate today, simply get in touch.

Our core motor trade insurance products

Give us a call
020 4505 7087
Make an enquiry
click here

Who we cover at a glance

Some insurance brokers don’t know their arch flares from their elbow pipes. Not us. We understand the motor trade covers a vast range of different activities, skills and businesses. That’s why our cover’s tailored to your exact needs.

We can help if you are:

  • A sole trader, partnership or limited company
  • Full or part-time in the trade
  • Based in England, Wales or Scotland (If you live in Northern Ireland, please call Abbey Bond Lovis on 028 9099 3600 to talk through your needs. In Northern Ireland, our Road Risks, Liability and Premises products are only available via Abbey Bond Lovis and slightly different conditions apply)
  • At least 23 years old (there are certain restrictions for drivers under 28 years old as well)
  • An experienced trader – whether you’re well-established or starting a new venture.

And if you work with:

  • Standard cars and light commercial vehicles
  • Motorbikes, trikes, scooters or mopeds
  • Sports and high-performance vehicles
  • Commercial vehicles (up to 7.5 tons, or a recovery vehicle up to 17.5 ton)
  • Motorhomes, caravanettes and campers
  • Classic, vintage and veteran cars
  • Foreign vehicles and grey imports
  • Kit cars
  • Q plates
  • Modified vehicles
  • Agricultural plant and machinery
  • People carriers and minibuses (with up to 17 seats)

The trades we cover

  • Accessory fitters
  • Alternative fuel converters
  • Air conditioners
  • Auto-electricians
  • Bodyshops
  • Classic car specialists
  • Coach trimmers
  • Crash repairs
  • Delivery agents
  • Diagnostics
  • Engineering workshops
  • Exhaust, tyre and windscreen fitters
  • Importers
  • Mechanical repairers
  • Mobile repairers, fitters, tuners, mechanics
  • MOT stations
  • Part-time traders
  • Performance & tuning workshops
  • Recovery agents
  • Repair & Servicing
  • Scrap and salvage
  • Smart repairs
  • Sound and security
  • Valeters
  • Vehicle enhancers
  • Vehicle Sales
  • Wheel refurbishment
Give us a call
020 4505 7087
Make an enquiry
click here

Specialists in Motor Trade Insurance

Useful Links

©2025 Howden
Road Runner is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.